You are Gold!
Gold is the main currency in Erinn and it will come to you from all the previous methods[link] (other than aging and rebirth) as well as from slaying critters and opening treasure chests. Note that your Luck stat can affect how much gold appears in both those cases. You can also make gold by selling goods to other players - it will require a paid account to setup a shop in town, but it is free if you are advertising via party sign or the trade forums on your chosen server.
Fomor Scrolls and Hunting Quests
Collecting 10 fomor scrolls can earn you some extra gold, as can hunting quests that are available from a few npcs - though those tend to eat up a bit of space. Scrolls that you should always collect are: mimic, skeleton wolf, and metal skeleton (while doing g1 anyway). There are many others, but which to collect depends where you most often hunt.
Ferghus
Cheap repair can save you a ton of gold later, even better is if you use gear that is cheap to repair especially when starting out. Wooden blades are very good for this purpose and pretty easy to come by so you won't mind if Ferghus breaks them from time to time. ;)
Farming
Another way to make a decent profit is by renting a farm at Taillteann. Blatt the farmer has 90 plots per channel (remember where yours is) on offer which cost 30,000 gold to rent for a week plus 500 gold for whatever type of seed you decide to grow. I suggest tomatoes for your first run as they are the easiest to manage and even if you somehow stuff it up by performing very few actions (of the 10 you are allowed to do per real day) you should still at least double your investment. When I was doing it I was making around 220,000 per week, and that was with a lot of competition (less people are farming these days). Given that your bank account funds are shared between your characters it is an idea to have one of your mules tending to it once every 20/30/40 minutes (depending on your last action) while you continue to build your main for the majority of your play time, rather than having him constantly hop back to the farm to "poke" it himself.
Currency of the L33t
While fomors carry gold it is not actually their main currency - they use it to distract a large, gold eating monster you will encounter a few times in the game. Instead, they trade with Ducats and now that some of them are "good", will happily trade them with you too! They can be used to buy some pretty nice things but the catch is, unlike gold - it cannot be traded amongst players and can, as of this post, be earned in one of two ways. For a newbie though I do not recommend either till you are confident in your combat ability.
Merchanting
Moving goods from between trading posts is the main method of earning ducats. As a bonus you also get gold and exp for successful runs. Your first few thousand ducats are often best spent purchasing cargo carrying options from the travel ogre as they will always pay themselves off rather quickly. The main problem with this is that while doing this you become a target for bandits and, given that you will be at 50% combat efficiency when moving goods and will almost always face a multi-aggro situation, it could be a painful experience. I recommend moving as a group to at least have support especially when bringing elephant-loads of goods. Some people even offer their services as caravan guards - a good idea on some routes. Remember too that trade between Dunbarton, Cobh, Belvast and Scathach Beach will yield zero profit so you can't rely on the safety blanket there.
Bandit Hunting
This is for veteran players only - the bandits they will be facing will always be of veteran or master level and the bandit bosses themselves are quite overpowered (stronger than some generation bosses) and can only be faced one on one. Best to avoid this until you are sure you can take them on.
Secrets to NX
Not really in-game currency but Nexon Cash is sometimes the only way to get useful things such as pets or spirit weapon repair potions. If you are a cheapskate like me and don't want to spend real money getting NX there are still other ways available to you. Obviously being "gifted" NX by someone else is nice, but Nexon often offers free methods to earn NX via watching trailers, filling out surveys, winning competitions, and random lucky picks. Keep your eyes open on their main page and forums for these opportunities.
My kingdom for a Horse
I cannot stress enough how useful having a pet is. If/when you get your hands on some NX they are perhaps the first thing to spend on. Make sure you research first into what you need! Do you need to speed up transportation? Need more inventory space? Or just want something that can kick butt? Most people go for a mount first. I went with a minibear because I didn't mind to jog everywhere nor need lots of space. Regardless of what you get, you should train / level up your pet ASAP. Fastest way would probably be with help at the black mongeese again, but remember you should be playing -as- the pet yourself to reap the most benefits (with or without help). While playing as your pet you will also no longer see enemy skills. This is good training for you (the gamer) too, to read your opponents without relying on that bubble.
Furthermore once you start using your pet in combat you should optimize its AI to better suit its role. Not a coder? Don't worry, there are many kits already setup out there for you to cut and paste - just have to find them. This is the one I use and in one on one melee, my bear now rarely loses so I can just send it off and not worry about it as it will take care of itself. For the record, it still does more damage than my higher level thunder dragon. ;p
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